Dear Rita,

This is going to be a long story, Rita, so brew a fresh pot of coffee and dig in for Part 1.

I learned something last spring from a client and good friend of mine. When I was agonizing over the decision whether to go to Europe straight from Florida at the beginning of April, she said to me, “That’s the nature of the game. When you have the horse and you have the opportunity, you have to drop everything and go.”